How to Get a Self Cert Mortgage
Self cert mortgages are available to everyone, but in particular are useful for those who cannot prove their income or do not qualify for standard mortgages. You are not required to provide documentary evidence of your mortgage, but it is important that the information that you supply is as accurate as possible.
Self cert mortgages criteria has also tightened across the market, so now only the most competitive rates are available to those with a deposit of 25% or more. Even with a deposit of 25% you will still pay a mortgage rate of around 7.5%.A typical 25 year repayment mortgages ...